In Michigan, in order for a woman's medical insurance to cover an abortion, she has now has to buy a rider, unless her life is at stake. There is no exception for rape or incest. The kicker is, only women who are covered under an employer's health insurance can buy the rider. If her employer doesn't offer health insurance and she has a private policy, she cannot purchase the rider. The bill was originally passed and sent to the governor, who vetoed it. Right to Life Michigan obtained 300,000 signatures on a petition and forced another vote in the state House and Senate. Under Michigan law, if a bill is passed in this manner, the governor can't veto it.
Michigan's Republican-controlled state legislature first passed the measure in 2012, but Gov. Rick Snyder (R) vetoed it, arguing that it wasn't "appropriate to tell a woman who becomes pregnant due to rape that she needed to select elective insurance coverage." Undeterred, Right To Life Michigan gathered 300,000 petition signatures supporting the measure, igniting the infrequently-used citizens initiative process. Both houses of the legislature passed the measure in December. There's no veto in the citizens initiative process, and Snyder's signature was unneeded for the law to go into effect.